You May Be Owed Money After a Foreclosure

We help homeowners recover surplus funds from tax and mortgage foreclosures.

There is never a fee unless we recover funds for you.

How it works?

Step 1 — Free Check

You share a few basic details about your foreclosure. We confirm if surplus funds may be owed to you and explain your options.

Step 2 — Paperwork

Once you have agreed to let us work your claim, we will set up a time for you to sign and notarize several pages of paperwork.

Step 3 — Receive Your Funds

Once the department releases the money, your funds are sent to you and our agreed-upon fee is deducted. You never pay anything upfront.

Typical timeline: The fastest cases are resolved in about 8–12 weeks, but most clients receive their funds in 14–24 weeks, depending on the county.
No risk: You pay nothing unless we successfully recover funds for you.

There is never a fee unless we recover funds for you.
Gabel Recovery Group veteran owned label
Matthew Gabel Family Photo

Why trust grg

Founded and led by U.S. Marine Corps veteran Matthew Gabel, our team is built on the core values of precision, integrity, and unwavering dedication. Those principles guide every step of our process. We don’t take shortcuts — we verify every detail, communicate clearly, and advocate for our clients as if we were fighting for our own. Our goal is to make a complex recovery system simple, transparent, and rewarding for the people we serve.

Our Success Stories

$66,578

Linda moved to Florida after the sale of her home. The County sent notice, but Linda had already moved out of state. We found $66,578 that belonged to Linda. After a call and few emails, Linda was ready for us to recover those funds for her. After several weeks untangling the web of the local government processes, we were able to get her funds.

LINDA C.

Tax Sale Surplus / Tax Foreclosure

$19,134

A close family member passed away and Tom was an heir to the estate. Tom had no idea there ended up being a $19,134 overage from the tax sale of his deceased brother's home. After making contact with Tom, who lived across the country at the time, he trusted us to successfully recover amount owed to the heirs of his brother estate.

TOM A.

Tax Sale Surplus / Tax Foreclosure

$27,121

Jennifer reached out to us after her attorney suggested she partner with someone who specializes in Surplus Funds Recovery. As a struggling single mother of 2, she tragically lost her home - unable to pay the property taxes. After a forclosure resulting in a surplus beyond what she owed, we recovered $27,121 that rightfully belonged to her.

JENNIFER W.

Tax Sale Surplus / Tax Foreclosure

$184,493

After an industry crash, and other unforeseen circumstances, Adam had to close his multi-million dollar company and lost just about everything. He vacated his home and was unable to keep up with the payments. 2 years later, we had uncovered a $184,493 overage from the sale. Adam was thrilled we recovered this money for him.

ADAM M.

Mortgage Sale Surplus / Foreclosure

$70,000

After a bad situation forcing her to leave her husband at the time, her ex-husband decided to stop paying property taxes. He passed away soon after and Sherrie never looked back. We reached out to let Sherrie know there was a $76,303 overage from the sale. After settling a property lien and other debts, we were able to recover nearly $70,000 for her.

SHERRIE C.

Tax Sale Surplus / Tax Foreclosure

$37,107

A series of debilitating events caused John to lose his home to a mortgage foreclosure. John had no idea that his house had sold for $33,107 more than what was owed to the bank. We contacted John directly, and after a week he asked us to recover the funds for him. Our experts were able to get John everything he was owed from the sale.

JOHN A.

Mortgage Sale Surplus / Foreclosure

Rochester New York Judgment Recovery Team

frequently asked questions

Nope—never. We cover all expenses ourselves, from start to finish. If for any reason we’re unable to recover your funds, you owe us nothing. There’s absolutely no financial risk to you.

We understand how cautious you need to be these days—and we welcome that. Here’s why you can feel confident working with us:

  • We’re accredited by the Better Business Bureau (BBB) with an A+ rating. Scams don’t get that kind of recognition.
  • We never ask for money upfront or request sensitive financial information. We only get paid if we successfully recover funds for you.
  • You’re never on the hook for costs. We take on all the risk and expenses. If we’re able to send you a check for thousands of dollars in a few months, wouldn’t a quick conversation be worth it?

Still unsure? We’re happy to answer any questions personally—just text or call us at 585-645-2725.

Counties do send notices, but they’re often easy to miss—they may go to an old address, get lost in the mail, or be written in confusing legal language. Many homeowners never realize there may be surplus funds owed to them. Our role is to research those records and alert you when we believe money may be available.

To begin, we typically need:

  • Basic contact information
  • Some details about your property and foreclosure
  • A few documents to confirm your identity and ownership

We’ll walk you through each step and help you gather anything the county requires.

We wish it were faster, but since we’re working with government agencies, patience is key. Most cases take about 3–4 months on average. We’ll keep you updated every step of the way.

We’re proud of how we operate—and we think you’ll notice the difference right away:

  • We’re a BBB-accredited business and have successfully recovered funds for clients in over 16 states, with a strong focus on New York surplus cases.
  • You’ll work directly with me—no handoffs, no call centers. I personally handle 50–60 cases a year, and I’m here to guide you through every step.
  • We use our legal team and attorneys to make the process smooth and efficient—and we pay all their fees ourselves. Many companies pass those costs on to you, which means less money in your pocket.
  • We’re a well-established firm, proudly in business since 2019.

If there are no surplus funds available, you won’t owe us anything. We’ll explain what we found in the public records so you know exactly where things stand.

Nope—never. We cover all expenses ourselves, from start to finish. If for any reason we’re unable to recover your funds, you owe us nothing. There’s absolutely no financial risk to you.

We understand how cautious you need to be these days—and we welcome that. Here’s why you can feel confident working with us:

  • We’re accredited by the Better Business Bureau (BBB) with an A+ rating. Scams don’t get that kind of recognition.
  • We never ask for money upfront or request sensitive financial information. We only get paid if we successfully recover funds for you.
  • You’re never on the hook for costs. We take on all the risk and expenses. If we’re able to send you a check for thousands of dollars in a few months, wouldn’t a quick conversation be worth it?

Still unsure? We’re happy to answer any questions personally—just text or call us at 585-645-2725.

Counties do send notices, but they’re often easy to miss—they may go to an old address, get lost in the mail, or be written in confusing legal language. Many homeowners never realize there may be surplus funds owed to them. Our role is to research those records and alert you when we believe money may be available.

We wish it were faster, but since we’re working with government agencies, patience is key. Most cases take about 3–4 months on average. We’ll keep you updated every step of the way.

To begin, we typically need:

  • Basic contact information
  • Some details about your property and foreclosure
  • A few documents to confirm your identity and ownership

We’ll walk you through each step and help you gather anything the county requires.

We’re proud of how we operate—and we think you’ll notice the difference right away:

  • We’re a BBB-accredited business and have successfully recovered funds for clients in over 16 states, with a strong focus on New York surplus cases.
  • You’ll work directly with me—no handoffs, no call centers. I personally handle 50–60 cases a year, and I’m here to guide you through every step.
  • We use our legal team and attorneys to make the process smooth and efficient—and we pay all their fees ourselves. Many companies pass those costs on to you, which means less money in your pocket.
  • We’re a well-established firm, proudly in business since 2019.

If there are no surplus funds available, you won’t owe us anything. We’ll explain what we found in the public records so you know exactly where things stand.